Exclusive Dental Plan Overview

Carrier:
united_concordia_logo
United Concordia Life & Health Insurance Company

Plan Name:
Concordia Flex PPO

Carrier Network:
Advantage Plus 2.0

Next Renewal Date:
January 1, 2019

Plan Features:

  • Fully insured group dental coverage
  • $1,500 or $2,000 annual benefit per person
  • $1,000 lifetime orthodontic benefit for groups with 2 or more employees (Dependents to age 19 only)
  • No annual deductible for Basic Plan
  • $25 annual deductible per person up to 3 per family maximum for Premium Plan
  • Composite white fillings covered for all teeth
  • Preventive Incentive Benefits Class I Services

Preventive services do not count toward the annual plan maximum

Services include: exams, x-rays, cleanings, fluoride treatments, sealants and palliative treatment

  • 90% of in-network dentists agree to bill the Maximum Allowable Charge for non-covered services and services exceeding annual plan maximums
  • Dependent coverage to age 26 on all benefits except orthodontics

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Exclusive Vision Plan Overview

Carrier:
united_concordia_logo
United Concordia Life & Health Insurance Company

Plan Name:
UCVision

Carrier Network:
UCVision

Next Renewal Date:
January 1, 2019

Plan Features:

  • Fully insured group vision benefit plan with coverage
    for eye exams, eyeglasses and contact lenses
  • Exams, lenses and frames covered every 12 months
  • Exclusive Collection frames (Fashion and Designer) covered in full. Non-Exclusive Collection frame allowance $150
  • Contact lens allowance $130
  • Significant discounts for optional eyeglass lens types, coatings/treatments (standard progressive lenses copay of $65, scratch-resistant coating copay of $20),
    and more
  • Laser vision correction discounts
  • More than 35,000 points of access for services throughout the United States
  • Dependent coverage to age 26

The network, which includes ophthalmologists, optometrists and national and regional vision centers, is supported by the National Committee for Quality Assurance (NCQA) to assure certified carrier credentialing and quality care.

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